Financial Monitoring, Examination and Results


The Minnesota Department of Health contracts with the Minnesota Department of Commerce to review all financial statements, annual reports, and select premium rates for all managed care entities that we regulate. These products include individual (non-group) plans, conversion plans, small employer plans and Medicare related plans. We review for compliance with applicable state laws governing loss ratios, index rates, claims, community rating and actuarial justification. An HMO cannot market a health plan or charge a premium without approval from the Minnesota Department of Health.

Link to Adobe Acrobat Reader To view the PDF files, you will need Adobe Acrobat Reader (free download from Adobe's website).


Financial, Quality & Enrollment Reports

If you would like to receive the Excel versions for any of the Supplemental 1, 1a, or 6 (enrollment) reports published on our website please email MCS to request copies. Please include which year(s), which health plan(s), and what your purpose is for receiving this data (not required, but for tracking purposes). The email address is:

For more information, or to file a complaint, contact the MCS at 651-201-5100 or 1 800-657-3916.

Updated Tuesday, January 09, 2018 at 02:54PM April 2014