Minnesota Rural Advanced Practice Provider Loan Forgiveness Guidelines
Current cycle: The Minnesota Health Care Loan Forgiveness program cycle is now CLOSED and will re–open again for new applications on November 1, 2021.
This program is offered to advanced practice provider students and/or graduates, which includes Nurse Practitioners, Certified Nurse Midwives, Nurse Anesthetists, Advanced Clinical Nurse Specialists and Physician Assistants who plan to practice/are practicing in a designated rural area. A prospective participant must submit an application to ORHPC during the open application cycle.
The Rural Advanced Practice Provider Loan Forgiveness Program provides funds for repayment of Qualified Educational Loans. Qualified Educational Loans include government, commercial, and foundation loans for actual costs paid for tuition, reasonable education and living expenses related to the past graduate or undergraduate education of the Advanced Practice Provider. Credit card debt or loans from family members do not qualify. Parent PLUS loans do not qualify.
Loans in current or active default are NOT eligible for forgiveness in this program, even if considered in good standing with the collections agency. Previously defaulted loans that have since been completely rehabilitated and are not currently in active default status are eligible.
Selected participants shall provide direct patient care hours/client–centered services. Hours cannot be fulfilled meeting with providers, process improvement, policy development, supervising, or administering programs.
For practicing advanced practice providers, participants must begin their service immediately. For final year residents, participants must begin their service obligation under this program no later than March 31 following completion of their residency program. Participants must complete their advanced practice provider program as originally stated in their application. Participants are eligible to participate for up to four years in the program as a physician in a designated rural area. ORHPC will make an annual payment to the participant in the amount of up to $14,000, not to exceed $56,000 total for the maximum four–year period or the balance of the designated loan(s), whichever is less subject to the availability of funds appropriated by the Minnesota State Legislature for the loan forgiveness program.