Section 2: Trends and Variation in Health Insurance Coverage - Chart Summaries

Below are summaries of the charts, tables and graphs contained in Section 2 of the Minnesota Health Care Chartbook by page number. This chartbook was last updated in October 2026 and contains 12 pages. Pages without charts or graphs are not listed below.

Page 5 - Distribution of Minnesota Population by Primary Source of Insurance Coverage, 2024

• This chart depicts the distribution of Minnesota population by primary source of insurance coverage. Total population is 5.8 million.
• Private Health Insurance=55.8%
• Medicare=19.9%
• Medical Assistance and MinnesotaCare=18.6%
• Uninsured=4.6% 
• TRICARE=1.1%
  • Sources: MDH Health Economics Program; U.S. Census Bureau, Annual Estimates of the Resident Population for Counties in Minnesota. 
  • MA and MNCare includes Medical Assistance (MA) and MinnesotaCare (MNCare).
  • Detail may not sum to 100% due to rounding. 

Page 8 – Uninsurance Rates in Minnesota

• This chart depicts the uninsurance rate in Minnesota from 2016 to 2025.
• 2016: 5.3%
• 2017: 6.3%
• 2018: 5.5%
• 2019: 4.7%
• 2020: 4.3%
• 2021: 4.0%
• 2022: 4.0%
• 2023: 3.8%
• 2024: 4.6%
• 2025: 5.8%
  • Sources: MDH Health Economics Program. Uninsurance rate estimates based on the 2015, 2017, 2019, 2021, 2023, and 2025 Minnesota Health Access (MNHA) Surveys. For years in which MNHA surveys are not available, MDH typically estimates the uninsurance rate based on between-survey average. Broader healthcare enrollment trends for calendar year 2025 are not yet available.

Page 10 - Private Health Insurance: Enrollment in Fully-Insured and Self-Insured Plans

• This chart depicts the percentage of privately insured Minnesotans in fully-insured versus self-insured plans from 2015 to 2024.
• 2015: Fully-Insured=34.9%, Self-Insured=65.1%
• 2016: Fully-Insured=35.1%, Self-Insured=64.9%
• 2017: Fully-Insured=33.3%, Self-Insured=66.7%
• 2018: Fully-Insured=32.0%, Self-Insured=68.0%
• 2019: Fully-Insured=31.9%, Self-Insured=68.1%
• 2020: Fully-Insured=30.9%, Self-Insured=69.1%
• 2021: Fully-Insured=30.8%, Self-Insured=69.2%
• 2022: Fully-Insured=32.5%, Self-Insured=67.5%
• 2023: Fully-Insured: 32.5%, Self-Insured=67.5%
• 2024: Fully-Insured: 31.7%, Self-Insured=68.3%
  • Sources: MDH Health Economics Program; U.S. Census Bureau, Annual Estimates of the Resident Population for Counties in Minnesota. 

Page 11 - Distribution of Minnesota’s Private Health Insurance Market by Market Space

• This chart depicts the changing distribution of Minnesota’s private health insurance market, by market space, from 2015 to 2024.
• 2015: Large Group=83.3% (enrollment=2,766,000), Small Group=7.9% (enrollment=261,000), Individual Market=8.9% (enrollment=295,000)
• 2016: Large Group=85.0% (enrollment=2,782,000), Small Group=7.8% (enrollment=254,000), Individual Market=7.2% (enrollment=237,000)
• 2017: Large Group=86.9% (enrollment=2,800,000), Small Group=8.5% (enrollment=274,000), Individual Market=4.6% (enrollment=149,000)
• 2018: Large Group=87.0% (enrollment=2,844,000), Small Group=8.7% (enrollment=286,000), Individual Market=4.3% (enrollment=141,000)
• 2019: Large Group=87.7% (enrollment=2,950,000), Small Group=8.0% (enrollment=268,000), Individual Market=4.3% (enrollment=145,000)
• 2020: Large Group=88.2% (enrollment=2,983,000), Small Group=7.3% (enrollment=248,000), Individual Market=4.5% (enrollment=153,000)
• 2021: Large Group=88.0% (enrollment=2,880,000), Small Group=7.1% (enrollment=232,000), Individual Market=4.9% (enrollment=160,000)
• 2022: Large Group=88.1% (enrollment=2,805,000), Small Group=7.0% (enrollment=222,000), Individual Market=4.9% (enrollment=156,000)
• 2023: Large Group=88.3% (enrollment=2,803,000), Small Group=6.6% (enrollment=208,000), Individual Market=5.1% (enrollment=163,000)
• 2024: Large Group=88.4% (enrollment=2,861,000), Small Group=6.0% (enrollment=194,000), Individual Market=5.6% (enrollment=183,000)
  • Sources: MDH Health Economics Program; U.S. Census Bureau, Annual Estimates of the Resident Population for Counties in Minnesota. 
  • Detail may not sum to total due to rounding.

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